Finance for serviced land and affordable housing

The Development Bank of Namibia (DBN) views availability of serviced land and affordable housing as a core requirement for social development of Namibia.

To foster serviced land and affordable housing, the Bank provides finance to local authorities, PPPs (public private partnerships), private sector developers and contractors.

Among others, finance can be provided for:

• Serviced land (offered by private sector entities, PPPs or local authorities acting on their own)
  • Clearing of erven
  • Water and sewage provision
  • Electricity distribution
  • Residential roads
• Low to middle income housing developments
  (Units to be sold)

Application downloads

	Land & housing info sheet
	Application form for finance
	SME application guide
	Application guide
	Application checklist
	Products info sheet
	Know-your-customer requirements
	ESMP guideline
	Environmental and social management
	Exclusions

Structured, responsive finance for larger projects

The Bank structures finance for larger projects to ensure that it promotes viability, based on the project and sales plan.

The Bank cooperates with private sector developers, PPPs and local authorities to develop viable financing that takes sustainability, risk, revenue streams and development impact into account.

Products

For local authority projects or developers and contractors with less complex requirements, DBN provides a range of products that may include:

• Property development finance
• Asset-backed finance (vehicles and other assets)
• Contract (tender) based finance
• Performance guarantees
• PPP finance
• Local authority finance