Finance for tourism and hospitality

The Development Bank of Namibia views inbound tourism, local hospitality and related industries as economic components that are vital to ongoing prosperity of Namibia, by creating employment, earning foreign revenue, improving the wellbeing of Namibian towns, and contributing to economic development through conservancy partnerships.


Among others, the Bank can provide finance for:

  • Privately owned lodges, hotels and B&Bs

  • Lodges operated in partnerships with conservancies

  • Expansion for lodges, hotels and B&Bs

  • Solar installations and reticulation for lodges

  • Local operators and activity operators

  • Spas

  • Restaurants and retail facilities

  • Tourism management buy-ins and buy-outs

Application downloads

Tourism & hospitality info sheet


Application form for finance


Application guide


Application checklist


Know-your-customer requirements


Environmental and social management



Structured, responsive finance for larger projects

The Bank structures finance for tourism enterprises to ensure that it promotes long-term viability.


It cooperates with applicants to develop a deep understanding of business models and enterprise milestones, so that it can develop viable financing models that take sustainability, risk and growth into account.



The Bank defines SMEs as enterprises with an annual turnover of less than N$10 million. SME start-ups and expansion plans can be serviced by the DBN SME Centre in Windhoek, or by its offices in Ongwediva, Rundu and Walvis Bay.



For enterprises with less complex requirements DBN provides a range of financing products that may include:

  • Installment sales agreements (vehicles and other assets)

  • Property development finance (lodges, hotels, B&Bs, offices, etc.)

  • Business Loans