•   Call Us: +264 61 290 8000
  •   Info@dbn.com.na
  •  Franchise Finance
  •  Contract Based Finance
  •  Project Finance
  •  Enterprise Development Finance
  •  Microfinance
  •  Trade Finance

Franchise Finance

Definition:

Finance for franchisees. The Bank will require a franchise agreement, the legal document between the Franchisor and the Franchisee, which governs the relationship between the two entities.

 

Purpose

To facilitate the start-up of franchise businesses where the franchise rights are registered in Namibia.

Product Offering

  • Suspensive Sale Agreement (Vehicle and Asset Finance)
  • Term Loan
  • Property Finance
  • Performance Guarantee

Contract Based Finance

Definition:

Working capital for enterprises where there is an underlying contract or off-take agreement to carry out a certain activity to supply a service or goods.

 

Purpose

This facility is designed to assist entrepreneurs meet short-term cash flow demands and excludes financing for capital items such as office buildings, equipment and machinery.

Product Offering

  • Performance Guarantee
  • Suspensive Sale Agreement (Vehicle and Asset Finance)
  • Term Loan

Project Finance

Definition:

Finance on a limited or non-recourse basis to private and public entities setting up new ventures or seeking to expand, in all productive sectors of the economy.

 

Purpose

To facilitate the long-term financing of infrastructure such as buildings, roads, energy and water substructures etc and industrial projects based on the projected cash flows of the project.

Product Offering

  • Term loan
  • Suspensive Sale Agreement (Vehicle and Asset Finance)
  • Property Finance
  • Property Development Finance

Enterprise Development Finance

Definition:

Finance earmarked for entrepreneurs seeking to start or expand a private enterprise.

 

Purpose

To facilitate the setting up or expansion of business enterprises through the provision of capital. Management buy-in or buy-out is included.

Product Offering

  • Payment Guarantee
  • Suspensive Sale Agreement (Vehicle and Asset Finance)
  • Term Loan
  • Property Finance
  • Property Development Finance
  • Invoice Discounting

Microfinance

Definition:

Finance to financial intermediaries registered and recognized as such by Namibia Financial institutions Supervisory Authority (NAMFISA) or the Bank of Namibia

 

Purpose

This facility is designed for on-lending to the financial and insurance sectors, in line with the Development Bank of Namibia mandate.

Product Offering

  • Payment Guarantee
  • Term Loan

 

Trade Finance

Definition:

Finance to support trading activities i.e. to facilitate the export and import of goods. This type of finance caters for both local and international trade. The Development Bank can facilitate with the process of issuing Letters of Credit.

 

Purpose

To provide working capital to meet liquidity requirements of traders.

Product Offering

  • Invoice Discounting
  • Revolving Credit